Management Team for "Webloyalty.com" which ripped me off with credit card fraud. (see http://www.cs.toronto.edu/~jenn/reservationRewards.html) for details. Richard Fernandes Chief Executive Officer & Founding Partner Rick's 15 years of experience in direct and interactive marketing include several key roles at CUC International, Inc. As General Manager, he grew CUC's Auto Service from a start-up venture to a $100-million-dollar-a-year revenue producer. As President of CUC Interactive Services, he launched many of CUC's major Internet programs. And as President of Spark Services, a CUC subsidiary, he delivered innovative, database-driven, classified advertising to the radio industry. Rick received A BSE in Electrical Engineering and Computer Science from Princeton University with honors and an MBA from Harvard Business School. E-mail: rick@webloyalty.com Vincent D'Agostino President & Founding Partner A leading expert in insurance direct marketing, Vince is one of the founders and is the President of webloyalty.com. Prior to that, as its President, he grew Benefit Consultants, Inc, a large insurance direct marketer, by over 75% to $400MM in annualized premium in 3 years. Previously, Vince served in several senior general management and IT functions at CUC International, Inc. He was CUC International's CIO, its Senior Vice President of Telemarketing, and Executive Vice President and the General Manager of CUC's flagship shopping service, Shoppers Advantage. Before joining CUC, Vince was a consultant with Arthur Andersen & Co. Vince received an MBA from Harvard University, and a BS in Mathematics and an MS in Operations Research from Rensselaer Polytechnic Institute. E-mail: vince@webloyalty.com Shane Spitzer Senior Vice President, Business Development With a fifteen-year background in Internet and direct-marketing business development, Shane joined webloyalty.com when the company was founded. His prior experience includes his tenure as Vice President of Business Development at GetSmart.com, where he was responsible for cutting acquisition costs in half. Shane applied his business-development skills to several of CUC International's online products, such as AutoVantage.com and Match.com, where he more than doubled new-member registrations. Prior to this, Shane worked in business development in Hertz Corporation's Northeast region. Shane earned a BBA in Industrial Psychology at Baruch College, CUNY. E-mail: shane@webloyalty.com Jeffrey Kendall Senior Vice President, Information Technology and Operations Jeff joined the company in 1999, after 10 years with CUC International in both systems and direct marketing. For much of his tenure with CUC, Jeff worked in the Entertainment Publications subsidiary as Senior Vice President of Systems and General Manager of the Youth Fundraising Division. His most recent CUC position was as Senior Vice President of Operations in the Membership Services Division. Jeff has an MS in Financial Management from Fairfield University and a BA in Marketing from Bentley College. E-mail: jeff@webloyalty.com Gary Cacace Chief Technology Officer Gary is a 21-year veteran of the Information Technology industry, and has worked hands-on with a wide variety of technologies. Industry background includes Brokerage, Banking and Beverage experience with a focus on the latest technologies and their applicability to strategic business initiatives. Prior to joining webloyalty.com in early 2000, Gary spent 7-1/2 years with Pepsi-Cola International leading a variety of key business initiatives including the architecture, development and implementation of their global intranet as well as their international Marketing data warehousing systems. Gary earned a BA in Computer Science from Queens College, CUNY. E-mail: gary@webloyalty.com Martin Isaac Senior Vice President, Marketing In 1999, after a decade of increasingly responsible direct marketing/product management positions at CUC International, Marty joined webloyalty.com. At CUC, Marty ran the fulfillment department, managed product marketing and development for the company's auto and dining segments, and launched CUC's DirectTV marketing campaign. Most recently, Marty was VP of Marketing and Product Development for the Travel membership sector, CUC's largest membership service. Prior to his tenure at CUC, Marty worked at General Electric in Corporate Marketing, and at GE Plastics in Sales. Marty earned a BS in Economics from the Wharton School at the University of Pennsylvania. E-mail: marty@webloyalty.com Eli Chalfin Senior Vice President, Account Management Eli brings over a decade of executive-level experience at direct marketing and internet advertising companies. He served as the Chief Marketing Officer of the Vendare Group, an online database and direct marketing company. Prior to that, Eli served as President and Chief Executive Officer of Blink.com. Before joining Blink.com, Eli served on the executive committee at DoubleClick where he was Vice President of Dartmail. Prior to DoubleClick, Eli was Vice President of Product Management at Cendant, where he was responsible for the company's flagship credit card protection service. He also served as the Vice President of Marketing for Cendant, heading the largest outbound telemarketing operation in the country. Eli earned his BA in Economics and Psychology from The University of Michigan and his MBA from Harvard's Graduate School of Business Administration. E-mail : eli@webloyalty.com Gina Carey Vice President, Finance During 1999 Gina joined the company, after ten years of increasing financial management responsibilities. Her prior experience includes tenure with MemberWorks, Inc. where she participated in preparing the finance department for an initial public offering and worked to implement processing efficiencies and system controls. Prior to this, she was the Controller of an office equipment distributor. In this position she was responsible for all aspect of accounting and finance, including cost containment, new system implementations, inventory management, credit and collections, forecasting and cash management. Gina holds a Bachelor of Science from the University of Connecticut and is an affiliate of the CT Society of CPAs. E-mail : gina@webloyalty.com